Items such as deadbolt locks, burglar alarms and smoke detectors often bring discounts of 5% each, depending on the company. Your insurance company may also offer a significant discount of 15% or 20% if you install a monitored home-security system. If you're thinking about buying such a system, check with your insurer to see which systems they recommend and which will earn you a discount. Article
Example:
| Annual Insurance Premmium | $1,200 |
| 20% discount (checkk with your agent) | $240 per year or $20 per month |
| Monthly monitoring rate | $31.95 |
| Monthly cost after insurance discount | $11.99 |
